A Bunch of New Ways to Pay with your Mobile

Now, several new services will be launched around Europe where you will be able to pay with your mobile device on different credit or bank card terminals. One of these services have children and young adults as their main consumer group.

Since last summer, it has been possible to pay with your  mobile phone directly through credit card terminals around nordic country Sweden with the help of an app called “SEQR”. Now the company's new product “SEQR Go” who caters to children and adolescents - will be released later this year.

How does it work then?

A parent may transfer funds to their child's virtual account, and then the child can pay the retailer by "bliping" the cell phone at the the card terminal. However, this requires an Android phone, and both the terminal and the phone need to have so-called NFC technology integrated - which allows the phone and the card terminal to "talk" to each other without physical contact. Fortunately this technology has been integrated in Android-compatible phones for quite some time now; so if your kid have a relatively new Android phone - this shouldn’t be a problem. 

Only the money that has been put on the account can be used, which means that your children can not use money that don't exist “physically” on the account.

- “The app will be equated with cash”, says Peter Fredell, CEO of Seamless, the company behind the app.

Parents can of course also keep track of the receipts to see which transactions that have been made, or not been made. So if your newly 18 year old youngster have been playing some Live Blackjack, you will be notified :)

Many are perhaps wondering what would happen if your phone is lost or stolen? Can someone else use the mobile to shop for you or your child’s money?

- “To start with, almost everyone has a PIN-code on their phone. And for a transactions of over 200 Swedish Kronors (around £ 20) an additional PIN is required”

Last week the mobile payment service “Samsung Pay” was launched  in Sweden. This function is integrated in Samsungs latest phone models, and so far, some of the bigger banks in sweden are on the train with this new technology. “But more banks are joining as we speak”, says Oscar Happy, head of Samsung Pay in the Nordic region - which comprises of Sweden, Denmark, Norway and Finland. A combination of the techniques NFC and MST are used here.

- “At the moment it works on virtually all card terminals in Sweden”, Oscar ads

To secure the payments some safety measures are required by the user, including fingerprints. No age limit is required from Samsung's part. However, such a limit can be implemented by the card issuer- when the service needs to be connected to a debit card or something similar. 

- “This makes things so much easier and smoother”, says Bengt Nilervall, transaction-expert at the Swedish Trade Federation.

He sees advantages for both customers and merchants, and mentions that the long checkout queues can go faster, as an example.

According to Nilervall there are currently NFC technology in about 15 percent of the country's Debit card terminals, and the goal is to reach 50 % in 2017. “There are more mobile payment services, such as Apple and Android Pay, - unfortunately not yet here in Sweden.”

Guest Article by Andre Utas

Apple CEO Tim Cook Speaks Out Against Immigration Executive Order

Image Credit: Apple Inc.

Image Credit: Apple Inc.

Apple CEO Tim Cook has spoken out against the immigration executive order that United States President Donald Trump recently signed. He shared a letter with employees detailing his thoughts and concerns. After recently being "supposedly" understanding of the importance of bringing manufacture of Apple products back to the USA after a meeting with the president, he still has kept a reality check where this is concerned.

"Team, 

In my conversations with officials here in Washington this week, I've made it clear that Apple believes deeply in the importance of immigration -- both to our company and to our nation's future. Apple would not exist without immigration, let alone thrive and innovate the way we do. 

I've heard from many of you who are deeply concerned about the executive order issued yesterday restricting immigration from seven Muslim-majority countries. I share your concerns. It is not a policy we support. 

There are employees at Apple who are directly affected by yesterday's immigration order. Our HR, Legal and Security teams are in contact with them, and Apple will do everything we can to support them. We're providing resources on AppleWeb for anyone with questions or concerns about immigration policies. And we have reached out to the White House to explain the negative effect on our coworkers and our company. 

As I've said many times, diversity makes our team stronger. And if there's one thing I know about the people at Apple, it's the depth of our empathy and support for one another. It's as important now as it's ever been, and it will not weaken one bit. I know I can count on all of you to make sure everyone at Apple feels welcome, respected and valued. 

Apple is open. Open to everyone, no matter where they come from, which language they speak, who they love or how they worship. Our employees represent the finest talent in the world, and our team hails from every corner of the globe. 

In the words of Dr. Martin Luther King, "We may have all come on different ships, but we are in the same boat now." 

Tim"

Tim Cook is the CEO of Apple and serves on its Board of Directors.

Source: MacRumors

Wireless Bluetooth Headphones Review – Hands-Free Entertainment

Wires are seeming increasingly old-school these days. The new generation of headphones are wireless, and the market is flooded with options for those who like to listen to music without getting bogged down in wires. I have good news to report: Bluetooth headphones have come a long way. Although the first generation of Bluetooth wireless headphones could be iffy at best, the latest models offer a clear sound and convenient design that makes them a more useful tool than those of the past. The hi-Edo Wireless Bluetooth Headphones are an example of cool cheap gadgets. Whether you’re looking for headphones for commuting or your next holiday, these offer an array of features at a very reasonable price. Here’s a closer look at the pros and cons.

Hands-Free Features

The biggest benefit of these wireless Bluetooth headphones is that you can carry on with your day without being weighed down by wires. You can also use the headphones to talk on the phone, as well as listen to music. There’s no need to untangle headphones or store any extra gear; everything you need is in one handy place. The headphones connect to your smartphone, and with the latest Bluetooth technology the data exchange is fast and reliable. 

So let’s talk specs: the headphones have a battery life of up to 30 hours if you’re actively using them, but if they’re put in standby mode the battery lasts for a good 15 days. The maximum power is 20mW, with a frequency response of 20Hz to 20 KHz. Touch sensitivity of the headphones is 96dB share, and there’s an operating range of approximately ten metres. The headphones are equipped with a built-in microphone that lets you place and receive phone calls, but the primary purpose of these Bluetooth headphones is really listening to music. 

Basic Controls

You can control the volume on your headphones or skip past songs you’re not in the mood for by clicking on the side of the headphones. Although there are some fancier models out there that are voice-controlled, you’ll pay a lot more for that privilege. One area where these headphones do excel is in the design. They’re packaged in a range of fun colours with a minimalistic design, which goes pretty well with anyone’s wardrobe and sense of style. Some headphones can be clunky, but the hi-Edo are fairly chic. You can choose from a wide range of different colour combinations, including white and gray, black and gray, black and pink, white and red, and black and green among others. 

While style isn’t such an important feature to me personally, I do have to say that the headphones were nice and lightweight which made me forget that I was wearing them at times. They were easy to control with the buttons on the side of the right earphone. There’s nothing complicated here about these headphones, but everything worked. The price point for these gadgets is also lower than what you’d pay for new Apple or Bose wireless headphones, so if you’re looking for an affordable gift they can be a good option.